Table of Content
- What Home Warranties Typically Don’t Cover
- Upsides and Downsides of Choice Home Warranty
- Business Listing
- I called in to make a claim had no issues at all. The representative was very helpful. The company that came out was great.
- How well-reviewed is Choice Home Warranty as a company?
- Best For Pricing
- How We Chose The Best Home Warranty Companies
The Total Plan is more expensive because it covers you for more expenses. But like the Basic Plan, it will cost less per year if you purchase the annual plan. You can change plans at the end of the month, if you are paying monthly.
As a consumer, you probably don’t have the time to sit around and sift through the hundreds of Choice Home Warranty customer reviews and feedback left by customers. At House Method, we’ve gone through user complaints, reviews, and ratings of each home warranty company and compiled that information. According to Trustpilot, Choice Home Warranty averages a 3.8/5 star rating based on 29,372 reviews. The typical service fee for home warranties usually falls between $75-$125, and Choice Home Warranty’s service trade call fee of $85 falls in line with the industry standard. The service fee is required for all repair calls, regardless of work done or cost of the maintenance.
What Home Warranties Typically Don’t Cover
Choose Home Warranty also has an unlimited number of claims, although the company’s policy caps payouts to $3,000 per item per contract term. The company earned top scores for customer support and plan coverage, but it lost points for its limited add-ons, ongoing lawsuit, and low BBB score. It’s a great home warranty company for those who live outside of California and Washington, though it can be limiting for homeowners with a wide variety of coverage needs. Choice Home Warranty has caps for all of their coverage offers.
Unfortunately, Liberty Home Guard is not available in California, Hawaii, Illinois, Indiana, Iowa, Oregon, Washington, Wisconsin or Wyoming. Homeowners insurance, which covers the cost of property damage, theft of personal property or lawsuits against you for accidents on your property. The coverage for a given policy will begin 30 days after you enroll in the policy and pay for it. From there, the coverage will continue for the duration of the policy period. However, most warranty companies will expect a service fee in the range of $100 each time you call on them. In any event, Choice Home Warranty will not spend more than $3,000 per contract term to access, diagnose, repair or replace any system or appliance.
Upsides and Downsides of Choice Home Warranty
Despite the eventual increase, Choice Home Warranty still remains the better choice in this regard. As a matter of policy, BBB does not endorse any product, service or business. BBB Business Profiles are provided solely to assist you in exercising your own best judgment.
Yes, Choice Home Warranty does cover electrical issues as the plans cover the home’s electrical system. They cover most components and parts of the electrical system with a cap of $500 per year. It is not compulsory to get a home inspection, but it’s a good idea to get one all the same. They will, however, not cover any known and unknown pre-existing conditions causing malfunctions. Choice service call fee will have to be paid by you to the contractor.
Business Listing
Choice makes home repairs very affordable for someone like me on a limited budget and they complete the work in a timely manner. Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time. Our top-rated service contractors are fully insured and licensed before undergoing our rigorous vetting process to ensure complete... Purchase any single payment home warranty plan today and the first month is on us.
For this reason, your best bet for comparison shopping is to visit each company’s website before deciding which plan best fits into your budget. If you’re a new homeowner, you might be considering a home warranty – especially if you aren’t too confident in your ability to make home repairs. Based on the information you have provided, you are eligible to continue your home loan process online with Rocket Mortgage.
You can add more coverage onto either one of these plans, choosing however many add-ons you’d like. You can switch these additions each month, as your needs change. There are a few different add-ons that Choice Home Warranty offers with its plans. You can be covered for your air conditioning system’s condenser oil or compressor, the plumbing system in case of leaks, as well as issues with the valves and stoppages. Ceiling and exhaust fan costs can also be covered, including motors, bearings, controls, and switches. If the item cannot be repaired, Choice may agree to replace the system or appliance if the item cannot be repaired.
Policyholders can expect to pay an $85 trade service call fee per claim, regardless of the cost of the repair or replacement for the covered item. That fee is on par with what other home warranty companies charge and isn’t unique to Choice. Choice Home Warranty is one of the top home warranty providers in the industry. It has a network of over 15,000 contractors that serve its customers’ home warranty claims in all U.S. states except for California and Washington state. Buying a Choice home warranty is an excellent way to protect your investment in your home.
Choice is relatively a cheap home warranty where its Basic plan costs around $45 and $530 yearly. The Total plan, on the other hand, comes at around $55 per month and $630 per year. We maintain complete transparency with the readers on our website. The company rankings on our site are independent of any marketing relationships that we may hold with a home warranty company.
They are in it for the money and have no interest in running a legitimate business. They offered me free premiums for positive review, so any positive reviews are probably as a result of receiving free premiums. A home warranty can protect your wallet and your home from expensive repairs. While some people might confuse this with homeowners insurance, these two are not the same.
It’s a smart idea to read over the warranty information and details carefully before making a decision on a plan and add-ons. You may not need certain coverage, depending on what the warranty already covers. As you can see, the add-ons that Choice Home Warranty offers cover some additional components related to what is already covered in the primary plans. Choice Home Warranty offers a 30-day money-back guarantee and an online ordering tool. Its customer service department is available 24 hours a day, including weekends.
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